No Cost EMI at GEMHUB

Spread your jewellery purchase over 3 or 6 months at 0% interest on eligible credit cards, on orders of Rs. 3,000 or more.

How to pay with EMI

  1. Add your jewellery to the cart and go to checkout.
  2. At the payment step, choose Cashfree Payments.
  3. On the secure payment page, tap EMI, then pick your card and plan.

Common questions

Is it really no cost?

You pay no interest to us. The monthly payments add up to your order value. Your bank may still charge GST on the interest portion or a processing fee, and it will show these before you confirm.

Which cards work?

EMI runs on eligible credit cards. The payment page shows the banks and plans available for your order and your card.

Can I use PREPAID10 with EMI?

Yes. EMI is an online payment, so you can apply PREPAID10 before paying. The monthly amount is then based on the lower total, as long as it stays above the minimum order value.

Can I choose EMI with Cash on Delivery?

No. EMI is only available when you pay online.

What happens if I return my order?

Your refund goes back to your card. Your bank decides how the remaining EMI plan is closed, so please check with them.

No Cost EMI is subject to bank approval, card eligibility and available credit limit. Terms set by your bank apply.

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